1. Suvarna Sanchay Yojana (SSY) — 10 Months Plan
Save fixed gold grams every month at live market rates and redeem for 22K Hallmark gold jewellery in the 11th month with minimal making charges.
Choose Monthly Grams
Decide how much gold you wish to accumulate every month (e.g., 1g, 2g, 5g, or 10g).
Pay at Live Day Rate
Pay your installment via UPI AutoPay or card. The equivalent gold grams are instantly credited into your digital vault.
Save for 10 Months
Every month your vault accumulates pure physical gold. Live passbook and GST invoices are accessible 24/7 on the app.
Redeem in 11th Month
Visit Shubham Jewellers showroom and redeem your total accumulated gold for fine 22K Hallmark jewellery at just 7.99% making charges + GST.
2. Gold Daily SIP (GDS) — Starting at Just ₹100/Day
Small disciplined daily savings that add up to real wealth. Ideal for young earners, housewives, and businesses who want rupee-cost averaging on gold.
Start Small
Save from ₹100/day. No heavy monthly burden; micro-savings match your daily budget.
UPI AutoPay
One-time mandate setup via PhonePe, Google Pay, or Paytm. Payments auto-debit daily without reminders.
Physical Delivery
Convert your accumulated grams into gold coins, silver articles, or exquisite ornaments anytime.
Why Save With Shubham Jewellers?
Account & Data Deletion Policy
Users can request the deletion of their Suvarna Sanchay app account and associated personal data at any time.
Data retained: Historical transaction and tax invoices as legally mandated by Indian accounting regulations.
To request account deletion, email us at sagar.soni10@gmail.com with subject "Account Deletion Request" and your registered phone number.